Do I Need Dental Insurance to Get Orthodontic Treatment?

Here at Kovacs Orthodontics, we make it a priority to offer our patients the best orthodontic services around without needing to stress about costs. We strive to make ourselves an affordable, flexible option without compromising on the quality of care you receive. 

A question we are often asked is whether dental insurance is necessary to get orthodontic treatment. Our team is here to explain that you do not need it to be seen, along with how orthodontic treatment can be good for you and some of the costs you can expect to see along the way.


Dental Insurance and Its Benefits

Insurance Explained

A type of insurance coverage that covers regular dental checkups, common dental issues, and some preventative treatments, dental insurance is a great start to promote your oral health and help pay for the cost. 

With dental insurance also comes premiums, a monthly charge sent to you by the insurance company to keep your coverage. This cost depends on the type of plan and the coverage you choose when selecting it. 

Is it necessary for treatment with our office?

In short, the answer is no; you do not need dental insurance to get orthodontic treatment! We are glad to offer payment options that allow our patients without insurance to come to our office. Kovacs Orthodontics wants any patient who is seeking out orthodontic treatment to know we will walk them through the whole process of what they can expect from us from the start of treatment to their last day in braces.

Coverage varies from plan to plan

Unfortunately, dental insurance plans do not universally cover orthodontic procedures for children and adults. While some cover partial amounts, others consider them aesthetic procedures. We understand that navigating through insurance details and conversations can be stressful, but our team is full of experts up-to-date on everything you need to know. 

We will help you figure out how you can benefit from what your plan has to offer while getting high-quality orthodontic treatment at Kovacs Orthodontics.


The Standard Cost of Braces With Insurance

As mentioned, because each plan that patients come to us with is different, it is difficult to offer reliable average costs for our services before a consultation. Some plans cover 50-80%, while others cover $0. We will be happy to discuss a breakdown of the details of your personal treatment once we have an idea of what work we can do for you.

Do I Need Dental Insurance to Get Orthodontic Treatment?


The Standard Cost of Braces Without Insurance

Each of these prices includes the full treatment: office visits, adjustments, imaging, x-rays, and more. The price changes depending on the complexity of the case, which type of braces you receive, how long treatment will last, and your overall oral health.

  • Metal braces

The typical range for metal braces is from $3,000 to $7,000. 

  • Invisalign aligners

The typical range for plastic Invisalign aligners is from $3,500 to $8,000.

  • Clear braces 

The typical range for clear ceramic braces is from $4,000 to $8,000. 


Affordable Payment Plan Options

Determining the payment plan that will best fit your budget may be a tough decision, but our team will be able to work with you to find the best option.

Financing with no down payment

No initial payment is required upon the start of the plan, then monthly payments until the complete amount due is sent over. It does not require a downpayment, so this option splits the entire amount up from month to month. Thus, you will have to pay a higher number than our next option.  

Monthly installment plan

Beginning with a downpayment, this installment plan features cheaper monthly payments since a substantial amount will already have been paid for. While you do need to have the downpayment amount ready to be paid for, this option allows for a more budget-friendly approach when it comes to the rest of the plan. You continue making payments until the amount has been paid off in full.

Do I Need Dental Insurance to Get Orthodontic Treatment?

Get Started On Accessible Smile Treatment Today! 

Dr. Kovacs and our team understand payment can come as a stressor for some patients. With or without dental insurance, Kovacs Orthodontics is here to do everything in our power to match your budget. Serving Billings, Miles City, and the communities in between, feel free to call our office at 406-412-7830 or text us at 406-655-9300 to set up a free consultation today. Your smile journey starts today!